Secure
- High receptiveness and availability rate
- Self supervision
- Duplicate recording to secure transactions.
Evolutionary
- Immediate implementation of new protocols upon publication
- Permanent updating of the back-office payment tools
- Integration of specific requirements
- Inter-operability, simplified user interfaces.
Modular
- User access restrictions
- Sharing between several establishments or providers
- Ready-made creation of new services
- From 100 to 100 000 attendants on the same software basis.
About STAP
This solution, well tried for more than 20 years and in constant evolution, manages several millions of transactions monthly on dozens of servers all around the world. It is deployed in banking and in private card environment, as well as hosted by service providers or directly installed at the user’s.
Architecture
System architecture:
- Linux or AIX
- PostgreSQL or ORACLE
- Backup, replication
- C, C++, Java, Ajax, PHP languages
Technical specifications
Bank Card services and protocols
- CBPR V4s
- CB2A V1 and V1.1
- ISO 8583
- On-line and batch distance-sale
- Certified and registered EMV solution
- Management of all types of payment (purchase, distance-sale, cash, ATM)
Privative services
- Petrol firm cards
- Loyalty cards
- Electronic purse
- Prepaid card re-loading
- Cellular phone re-loading dematerialization.
Check services and protocols
- CHPR V1, V2.1
- TLMC
- CHPN (issuer and acquirer)
Acquiring interfaces
- Isolation between network and application
- X25, PAD, IP, HTTP, HTTPS, GPRS, …
Administration tools
- Self-supervision
- Saturation and integrity controls
- Automatic re-activation
- Supervision of incoming calls
- Server burden rate on one month
- Banking protocol analyser.
Financial streams
- Automatic extractions in standard formats (CB2A-File, CSV, XML, …)
- Risk management, behavioural analysis, detection of fraud
- Automatic and manual recycling of failed transaction sets
- Optimized immediate treatment of double sets
- Multi currencies
- Ticket keyboarding
- Consultation of transactions with detailed text display of the EMV elements.
Fleet management
- Unitary POS parameters, patterns and profiles
- Batch updating tools
- Detailed terminal system of reference (ITP, serial number, capacity, …)
- Automatic planning of mass downloading
- Updates from the central host attendant database, extraction of data towards spreadsheet software
- Multi region black lists, including hot card numbers
- Unlimited number of profiles for tele-setting of parameter tables.
Database
- Multi-bank
- Data strictly compartmentalized between partners
- Multi selection criteria queries
- Updates immediately taken into account by the front office
- Immediate access to the transactions and transaction sets
- Log tracing of the users' actions.
Reports
- Erroneous transaction sets
- Payment terminals which did not call
- Communication and protocol incidents
- Double transaction sets
- Result of the behavioural analysis of attendants and cardholders.
Other services
- Tele-maintenance and tele-distribution tools
- Batch data capture planning automatically calculated and smoothed.
